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Accept Credit Cards & Boost Your Sales Revenue

Whether it is static business or online business, business owners should be able to accept credit cards from their customers. This helps business to increase sales revenues. Understand it with an example. Suppose, you run a general & stationery shop in a big city. To draw more and more customers to your shop you need to give your customers a great deal of services. You need to cater the needs of your customers and give them an ease to purchasing your goods. You know well that today majority of people in big cities prefer to purchasing goods through plastic money cards like credit and debit cards. So, it is necessary that you should accept credit cards or debit cards to make your customers to purchase your goods. It you do not accept credit card it is obvious you customers will switch to other stores who accept plastic money cards. And you will lose your customers. So it is very necessary to accept plastic card payment, if you keep on your customers.

Similarly, for an online business, credit card processing is mandatory. No people can think of success in online business, if do not accept online transactions or transactions via credit cards. For online business, you need to install an appropriate software and payment gateway to accept online payment transactions. By doing this you will be able to accept online and electronic transactions. And finally you will be able to give boost your sales revenues.

To accept payment via plastic money cards – online or static – you need to have merchant processing account with a bank or financial institutions offering comprehensive merchant solutions including credit card processing solutions. There are several companies in the market today that offer merchant account solution to your business whether it is static or online. You may choose any one of reputed service providers. For online business, such companies install payment gateway and appropriate software in your website. In this way you are able to accept online payment transactions from your customers.

For static businesses, merchant solution providers install credit card machines (also known as credit card processing terminals) and appropriate to your business centre. These machines comes also comes with integrated printers. Such kinds of machines make you able to accept credit card from your customers. And your customers also get purchasing your goods at their ease. In all major jewellery shops, restaurants, general stores, stationery shops, you see that a board showing “all major cards are accepted here”. This mean these shops and stores accept plastic money cards from their customers. So, it is very important to accept cards to be successful in the business of today’s competitive market. If you do not accept credit cards in your business obviously you are going to losing even your regular customers. Well, if you too have a business or online business and want to survive in today’s competitive market, you must accept credit cards; you must accept online payment transactions. Otherwise you are going to decrease your sales revenues, it is sure.

Michael smith is an eminent analyst and writer in Software and Technology related topics. He has authored many books on Technology and merchant services like credit card services Now he is rendering his services to http://www.themerchantsolutions.com/


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2,500 Online Data Entry Jobs


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swipe demonstration merchant id com 800 992 75871
Turn your Mobile Phone or Blackberry into a Credit Card Terminal with this amazing credit card reader and our Merchant account application. Great for craft shows, flea markets, Limos, Taxis, HVA/C’s, Tow’s and other Mobile sales and repar services Low Monthly costs compared to full size wireless terminals. Ideal for one man ops to business’s […]

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Tigerlily Former 10,000 Maniacs lead singer Natalie Merchant makes her shimmering solo debut.Genre: Popular MusicMedia Format: Compact DiskRating: Release Date: 20-JUN-1995Though the minor hits “Wonder” and “Jealousy” bore a reasonable resemblance to Merchant’s work with 10,000 Maniacs, most of Tigerlily clearly established her as a solo artist apart from her former band. The record’s first […]

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Accepting Credit Cards: Merchant Status For Your Business


Accepting Credit Cards: Merchant Status For Your Business A lot of people nowadays, prefer the convenience of purchasing through credit cards. In the United States, nearly 1 in every 3 consumer purchases are paid through credit. It is crucial therefore for companies to readily accept credit payments to avoid losing sales. No matter what type […]

Merchant Account Credit Processing- An Efficient Way to Spread Your Business
Merchant Account Credit Processing- An Efficient Way to Spread Your Business A merchant account refers to that type of bank account which allows a business to accept payments by debit or credit cards. It is a type of an agreement between a retailer, a merchant bank and the payment processing service for the settlement of […]

Merchant Account Rates Explained: Do You Know How Much Each Credit Card Transaction Really Costs?
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Put your money where your net is. (computer network security) (includes related article on tips on security measures for online credit card payment systems): An article from: Security Management
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Questions a business entrepreneur must ask when choosing a merchant service
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Merchant Services Volunteers Deliver Helping Hand to Local School Children

On September 2, volunteers from Merchant Services in Irvine, CA delivered 227 backpacks filled with school supplies to children who participate in the Motel Outreach Program coordinated by the Boys & Girls Club of Anaheim as part of their “Give Back… Packs!” program.

More than 150 Merchant Services volunteers joined together to purchase and deliver the school supplies to the children. Vice President of Merchant Services Nathan Jurczyk said “Supporting our community is core to our business philosophy. As a business, it’s important to be a responsible corporate citizen, and we are proud of the efforts of our volunteers in helping these kids with being successful in school.”

Merchant Services Irvine purchased backpacks for the children, while the volunteers donated supplies including pencils, pens, calculators, paper, crayons and other school essentials.

Barbara Quintana, Board Member of the Girls & Boys Club of Anaheim and member of the Magnolia School District Board of Trustees shared that her favorite part of being involved with the program was “seeing the look on the children’s faces, how elated they are when they receive sometimes the only thing they’ve ever been given that they can call their own. You’re doing something for someone else who doesn’t have anything.”

The Boys and Girls Club Motel Outreach Program provides children from preschool through high school a safe place to go after school to play, work on social skills, get homework help, and have a hot meal. The more than 300 children who are part of the program live in transient motels with up to eight family members in one room. The Boys & Girls Club of Anaheim offers the children the tools to get them on the path to success.

About Merchant Services Irvine

Founded in 1995, Merchant Services is a leading provider of e-commerce solutions to businesses throughout the United States. Recognized in 2009 and 2010 by Inc. Magazine as one of The 5000 Fastest Growing Privately-Held Companies in the U.S., Merchant Services provides sound, reliable and cost-effective bankcard and e-commerce support to tens of thousands of business partners nationwide.

Other Sites Related to Merchant Services Irvine
http://www.indeed.com/q-Merchant-Services-l-Irvine,-CA-jobs.html
http://www.merchantservicesirvine.net

http://www.merchantsvcs.com

Source:
http://www.1888pressrelease.com/nathan-jurczyk/merchant-services-irvine/merchant-services-volunteers-deliver-helping-hand-to-local-s-pr-250827.html

http://www.merchantsvcs.com/


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Do I Really Need to Accept Credit Cards?

Do I really need to accept credit cards?

YES, in today’s market I do not know too many successful businesses that do not accept credit cards. There have been numerous studies showing if a merchant accepts credit cards as a form of payment that the merchant can increase sales dramatically. Depending on the type of business, increases in sales can be anywhere from 15% to 100%.

Internet businesses have the largest increase because customers want to pay immediately and not have to call or wait for the merchant to contact them.

Some obvious reasons to accept credit cards are merchants will move more expensive merchandise, have an increase in impulse buying, and give your business credibility. Giving customers the ability to pay with a credit card allows impulse buying that will allow a merchant to move merchandise that a customer’s may not have funds available in their checking account. If you want to give your business every chance to be a great success, you must take credit cards. Here are some more good reasons to take credit cards:

COMPETITIVE WEAPON – Customers will buy from a merchant that offers payment by a credit card and will often look to see if a merchant accepts credit cards before shopping.

COMPETE WITH THE BIG GUYS – Accepting credit cards levels the playing field with larger retailers.

PEACE OF MIND – Customers feel secure in using their credit card. If the service or product is faulty, the use of credit card allows customers to dispute a charge that protects them.

CONVENIENCE – Making it easy for your customer to pay you is probably the biggest reason to accept credit cards.

CUSTOMER LOYALTY – Customers will often shop at merchants where they feel comfortable or have shopped before. One important thing to remember is to make sure to add credit card logos to any marketing you do. Many potential customers looking for a service or product will look at a merchant’s advertisement to identify and find the right merchant. If the customer has little cash often the deciding factor in determining which merchant to choose depends if the merchant accept credit cards. This allows the customer to finance the sale and make payments to their credit card company.

How do I get the money from a credit card sale?

Another good question and here is how it works. When you, the merchant, want to accept a credit card for payment, the following process occurs (this is a brief summary):

You submit a Transaction to your processor using your electronic terminal or Online Processing Software. Either option works almost the same way. The terminal or Online Processing Software communicates with the Visa/MasterCard Authorization to ensure that the Credit Card is valid and that the transaction amount does not exceed the cardholder’s credit limit. The authorization puts a “hold” for the transaction amount on the cardholder’s credit limit. That way, the funds are available to you when you complete the transaction. To complete the transaction you will simply close your batch at the end of the day with your terminal. By doing this, you are promising the merchant account provider, sponsoring bank, and issuing bank that you are prepared to deliver the goods and services expected by the cardholder.

With Online Software, you usually do not need to close your batch as transactions are processed Real Time. From the time you close your batch, funds are directly deposited into your bank account. This process usually takes 48-72 Hours.

Michael Knudderson is an expert in merchant services and specializes in online check processing.


Article from articlesbase.com

Credit Card Processing and Merchant Services

Merchant Service

Are you planning to start a new business? Are you happy with your current business growth or planning to expand your business?

Are you accepting credit cards? No! Then you are losing out on valuable customers who want to buy your products but cannot do so as you do not accept credit cards. In the present scenario with cutthroat competition, you lack a very important tool for business opportunity. It’s time you use a merchant service to assist your business ambitions.

Credit card payment enjoys buyer’s preference due to the convenience it provides to them. Merchant Service or credit card processing service allows the seller to accept credit card. The first step towards accepting credit cards is to open a /www.swipesmart.com/”> merchant account with a credit card processing service. The service allows you to accept as well as hold payments made through credit cards. The next step is to create a form that can be used to get the credit card information of the buyer. After the creation of the form, you have to purchase a service that will process credit card payments for you. The online market is flooded with such merchant service providers; you can select a service with a good record and offer.

Once you have made provision for accepting, processing and storing the credit card payments the next step is to secure your site. This is very important, as you want your buyer to shop in secure environment so that the whole transaction is safe and his credit card information is secure. To do his your website should be on setup on Secure Sockets Layer (SSL). You can take the help of your ISP to do this. Get an SSL certificate and proudly display it to let everyone know that your site is safe.

Swipe Smart is a credit card processing service provider with many different types of merchant account solutions & merchant services. Retail merchant account, Internet merchant account, wireless merchant account, mail-order merchant account and home-based merchant account are the various merchant accounts for different target audience offered by the company.

You can choose the retail account if you have a retail business and are using a credit card machine to swipe the card. A wireless merchant account is specifically for the wireless credit card machines and the mail order merchant account will suit you if you enter the credit card information manually. The home based merchant account offers special rates for home-based business.

Swipe Smart offers many different types of credit card machines besides providing merchant service. Visit the site www.swipesmart.com to know more about the services in detail and choose a credit card machine.

Steve is a well known author who writes for www.swipesmart.com


Article from articlesbase.com

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