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Retail Mobile PDA Credit Card Processing Software

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Retail Mobile PDA Credit Card Processing Software
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End Date: Thursday Sep-30-2010 11:56:47 PDT
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US $265.00
End Date: Thursday Oct-21-2010 18:23:58 PDT
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7 Things You Need To Know About Credit Card Processing Software

7 Things You Need To Know About Credit Card Processing Software

7 Things You Need To Know About Credit Card Processing Software

Credit card processing software system allows you to offer your customers flexibility in payment options. It is a fact that more customers are switching to credit cards each day. Allowing credit card payments can increase your sales by at least 40%. Furthermore, you can also take advantage of the fact that customers tend to spend more and spend impulsively when using credit cards. Let us look at 7 features of credit card software that will help you decide if it will work for you.


Most credit card processing software can be upgraded regularly via internet. This is a positive feature that enables you to provide your customers and yourself with up-to-date technological solutions. As compared to credit card processing hardware which usually becomes obsolete after a period of time, the software is good value for money.

Compatibility with Different Operating Systems

Making sure that your credit card processing software is compatible with all operating systems such as McIntosh and Windows increases its usability. Even if you decide to switch from one system to another, you will be able to use the same software that you had invested in.

Credit Cards Accepted

The whole purpose of installing a credit card processing software is to be able to provide your customers with the additional payment option. If your software does not process certain types of credit cards, the whole purpose would be defeated. Check that your software processes all credit card payments.

Additional Features

Credit card processing software are usually supplemented with various features. These include user permissions, customer database, file import and recurring billing. Some even come with integrated accounting feature that makes your bookkeeping process a lot easier.

Internet Connection

Some credit card processing software require internet connection for transactions to be sent to provider. However, there are others which require only a phone line or a modem. Those that allow both are usually the preferred software.

Additional Hardware

If your transaction volume is high, additional hardware may be used to complement your credit card processing software. Commonly suggested hardware will be credit card magnetic strip readers that may be connected to the computer’s USB port via cable. Such readers will allow you to simply swipe the credit card in order to capture required details. You will not have to key in your customer’s credit card details manually. This will save time and make the process more efficient. Furthermore, with these readers in place, such credit card processing software may be used in retail locations too. Instead of cumbersome POS hardware, all you need is the little reader.

Other Features

Credit card processing software are often equipped with verification systems that minimize fraud due to stolen or fake cards. Merchants using the software are also able to keep track of all credit card transactions easily as they are provided with monthly statements with transaction records and reports. There is a variety of credit card processing software available in the market and if you decide to invest in one, you will have to do extensive research on their features, rates, terms, services and incentives. Choose one that will suit your business needs. Do note that similar software may range in prices substantially depending on how much profit the provider intends to make from the sale of the software.

Uma Ilango is a programmer from profession. She writes regulary at Thousands of new articles are added every month.

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