Archive for the ‘Credit Card Processing’ Category

QuickBooks Credit Card Processing

QuickBooks Credit Card, ACH and Electronic Check Processing
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Credit Card Processing and Merchant Services

How to Accept Credit Cards Online ( – In this video BigCommerce co-founder Mitchell Harper discusses two different ways to accept credit cards online. First he discusses the steps involved in acquiring your own merchant account through your bank. Next he discusses how you can use an online payment provider such as PayPal or Google Checkout to accept credit cards online instead of using your own merchant account.
Video Rating: 4 / 5

Credit Card Processing and Merchant Services

PlayStation 2 Console Slim – Black

PlayStation 2 Console Slim – Black

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Whether you’re a die-hard PlayStation 2 fan or a new player, this PlayStation 2 console will meet the demands of your game playing. The smaller, sleeker design makes it easy to carry around and enjoy games any time, anywhere. It keeps the PS2′s powerful 300MHz processor, for enhanced clarity and mesmerizing graphics. Equipped with an integrated Ethernet port for network gaming, the PlayStation 2 sets new standards in the fusion of design and functionality. Approximately 40 percent of North Ameri

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Credit Card Processing and Merchant Services

QuickBooks 2011 Software +Merchant Account+ Free Swiper

QuickBooks 2011 Software +Merchant Account+ Free Swiper

US $ 0.01 (1 Bid)
End Date: Tuesday Dec-28-2010 10:00:35 PST
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Casio TK 1550 Cafe Cash Register + Merchant Account

US $ 0.99 (0 Bid)
End Date: Tuesday Dec-28-2010 15:29:09 PST
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Casio TK 1550 Cafe Cash Register + Merchant Account

US $ 0.99 (0 Bid)
End Date: Tuesday Dec-28-2010 15:29:09 PST
Bid now | Add to watch list

Credit Card Processing and Merchant Services



  • In Desert Thunder you command an experimental battle tank division, as you overthrow a terrorist faction that controls an oil-rich country in the Middle East. Arcade style action immerses the player in intense modern desert tank battle.
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Credit Card Processing and Merchant Services

We Accept All Our Parents Credit Cards

We Accept All Our Parents Credit Cards

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Credit Card Processing and Merchant Services

Merchant Services Basics: How Your Business Can Benefit

You’re looking into acquiring a merchant services account for your business. This is a very important step toward your business and financial success. Accepting credit card payments is the only way to go in the business world. Ask any business owner, and they’ll tell you the same thing. Your clients will be so happy you took this step, and you’re bound to gain many more because of this decision.

The process of accepting credit cards is very straightforward. It’s quick, easy and efficient. When customers present credit cards for payment, this gives the card holders the ability to pay for goods and services based on the amount of credit that their bank allows. Sometimes, retailers will place a cap on payment amounts, as well.

Credit cards have been around since the 1920s. Now, they’re hugely popular. So much so that more people now pay for purchases with plastic than with cash. Now, along with credit cards, there are also debit cards. Unlike credit cards, debit cards are linked directly to a checking account. If customers attempt to use their debit cards to pay for purchases that exceed the amount of available funds in their checking accounts, then sales are declined.

If you want to accept credit card payments for your business, you’ll need to enlist the help of a credit card processing company, also known as merchant services provider. There are many merchant services providers that can help all types of businesses with their payment processing needs.

Once you sign up with a company, they’ll provide you with a specialized code, also known as a merchant identification number (MID), that identifies your business. That special code is unique to your business only, so you never have to worry that anyone else will access it.

The merchant services provider will then provide you with the equipment you need to process credit and, if you desire, debit cards. Bear in mind that there are other types of payment forms, as well. More and more customers are using pre-paid cards, gift cards and more. You and your merchant services provider will determine what forms of payment you will accept.

As the merchant, your processing fees are determined based on how often you accept non-cash payments. Usually, the card network will base their service fees on a percentage of your sales. Sometimes, this isn’t the case, however. You’ll learn your merchant services provider’s detailed fee setup during your initial meeting.

These fees tend to be very reasonable. If they are not, then you should strongly consider choosing a different company. There’s no reason why you should have to pay exorbitant fees. It’s simply not necessary. Do some research and find the companies that charge the most reasonable fees, and meet with some of their representatives. As the saying goes, knowledge is power.
Your register is also known as the point of sale, or POS. When customers present cards for payment, the POS cashier either swipes the card in a terminal or enters the card data manually into a machine. Then, the machine transmits the information from the card to the credit card processing company. At that point, the processing company passes this information along to the bank that issued the card. While this might sound like a lengthy and tedious process, it isn’t. In actuality, it takes mere seconds.

If the proper amount of funds is available in the cardholder’s account, then the sale is approved. If not, the sale is declined. When a sale is successful, the merchant receives an authorization code that verifies the transaction. This unique code is used to track the sale, and also assists with your reporting data.

At the end of the sales day, merchants create what’s called a batch form. This is when you collect all the day’s card sales, and submit them as a group to the merchant services provider. A few days later, the funds appear in your bank account, minus the processing fees. This is an easy process that usually flows quite smoothly.

You should always try to find a merchant services provider that offers all the latest features and services. Otherwise, you might find yourself missing sales and using outdated equipment. Don’t let this happen. Your business will suffer. The application process should also be easy and inexpensive. If you’re faced with high fees or a long wait, interview another company. You’ll be glad you did.

It’s simply good business to accept cards. If you don’t, customers will go elsewhere. Don’t miss out on huge sales opportunities. The process is easy, and there are great merchant services providers to make it a great experience for you. Congratulations on this very smart decision. Hear that ringing sound? That’s the sound of your register, cashing-in on big-time sales. And it’s all because you chose to open a merchant services account.

Nellie Janney is a freelance writer who writes about a variety of topics including merchant services.

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Credit Card Processing and Merchant Services

PreCharge Risk Management Solutions Announces Strategic Partnership With Merchant 911

NEW YORK, NY (PRWEB) August 9, 2004

The partnership between preCharge and Merchant911 will allow both services to more quickly and efficiently identify fraudulent activity online, affording merchants the peace of mind that comes with access to the most comprehensive information currently available.

“The reality is that the merchant is always held responsible for credit card fraud. The acquirer isn’t responsible, neither is the issuer, or the processor. The buck always stops with the merchant, ” said Tom Mahoney, Founder and Managing Director for Merchant 911.

For less than the cost of 1 chargeback, merchants can now protect themselves against chargeback activity in a way that has never possible before. With over 100 comprehensive checks and cross checks, the preCharge system provides the most comprehensive credit card transaction screening process ever created.

“The preCharge system was designed with the small business in mind,” says Alex Corral, Director of Technology for preCharge Risk Management. “Our goal is to be the best and we will not waiver.”

About preCharge Risk Management

preCharge Risk Management provides the most up-to-date and advanced scoring system online today, meeting the needs of all businesses from today’s small Internet start-up to the most advanced e-commerce sites. The preCharge system was designed to give Internet merchants the ability to identify illegal activity before it occurs.

About Merchant 911

Merchant 911 is an organization of merchant members who believe in the same goals. Since 2001 Merchant 911 has helped thousands of merchants protect themselves against credit card fraud and today helps over 2,000 merchant members in the fight against chargebacks.


Alex Corral

Director of Technology

preCharge Risk Management Solutions


Tom Mahoney

Founder, Managing Director

Merchant 911


Credit Card Processing and Merchant Services

Merchant Services – Deep Dark Secrets | Onlin payment processing | Accepting credit card | PCI Dss Merchant service firms provide merchant accounts to business owners More Information:

Credit Card Processing and Merchant Services

Selecting the Best Merchant Services

Start-up businesses would naturally also require some form of payments processing. Selecting the best merchant services can, therefore, have a big impact on your sales revenue and profit margins. So for your benefit, here are the “unwritten” rules of the merchant account game.

1. What are merchant services?

Merchant services is a special account that is tied to a credit card processor. This enables you to process the credit card payments of your customers. It works by way of getting your customer’s bank to route the payments into your bank account.

2: Who offers merchant services?

Merchant services are provided by “merchant service providers”. They are specialized companies, financial institutions or independent sales organizations which offer payment processing.

3: Which type is the best merchant services company for a small business owner?

Your business situation will dictate this. Home-based businesses might not get a bank’s nod since a home-based business is less established. However, other merchant service providers and some independent sales organizations can be more lenient towards home-based businesses. The key is to choose the one which gives low rates and provides the services that are important to your business.

4: Are you required to accept credit cards with a merchant account?

No. There are other options such as partnering with companies which will process payment on your behalf. However, if you are planning to sell on the Internet, a merchant account will provide your business with a more professional image.

Besides, with your own merchant account, you can expect to receive payments/funds in less than three days from the time of the transaction.

5: What are the requirements to begin online payment processing?

To begin online payment processing, you need the following:

A Secure Server with Certification
An Order Form
A Trustworthy Gateway
A Shopping Cart
A Merchant Service Account

6: Are there other ways to accept credit card payments?

Yes, there are. One way is to outsource merchant services to a third party. It will be this “third party” who will collect your customers’ data and do all that is required to process payments for your small business.

Another way is through what is called “deferred payment processing”. When the customer inputs the data, you receive it manually because it will not go through a gateway. One drawback of deferred payment processing is that it is time-consuming to inspect and file a claim each time you make a sale.

As you can see, finding the best one of all those claiming to be the best merchant services can be overwhelming, but you should stick to what the majority of your customers prefer and what your business can afford.

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Credit Card Processing and Merchant Services


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